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Independent writing on mortgages, refinancing, and the Smith Manoeuvre — from a former math teacher who thinks the numbers deserve to be shown.

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7 Ways to Cut Your Costs Before the August 19 US Tariff Hike Hits Canadian Households post image
By Julie Sheremeto
Jul 28, 2026

7 Ways to Cut Your Costs Before the August 19 US Tariff Hike Hits Canadian Households

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Trump's 'Forced Labour' Tariffs on Canada Deserve More Scrutiny Than They're Getting post image
By Julie Sheremeto
Jul 28, 2026

Trump's 'Forced Labour' Tariffs on Canada Deserve More Scrutiny Than They're Getting

7 Ways to Cut Your Costs Before the August 19 US Tariff Hike Hits Canadian Households post image
By Julie Sheremeto
Jul 28, 2026

7 Ways to Cut Your Costs Before the August 19 US Tariff Hike Hits Canadian Households

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7 Canadian household budgets hit hardest by new US tariffs, and 4 moves to protect yours before August 19 post image
By Julie Sheremeto
Jul 28, 2026

7 Canadian household budgets hit hardest by new US tariffs, and 4 moves to protect yours before August 19

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By Julie Sheremeto
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Trump's tariff threats demand Canada's steadiest posture, not its loudest reply

CMHC Cuts Housing Forecast as Tariff Uncertainty and Toronto's First Population Drop in Decades Collide post image
By Julie Sheremeto
Jul 28, 2026

CMHC Cuts Housing Forecast as Tariff Uncertainty and Toronto's First Population Drop in Decades Collide

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By Julie Sheremeto
Jul 28, 2026

7 cross-border traps Americans hit when buying Canadian real estate

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First-Time Buyers Are Choosing Brokers at Nearly Double the National Rate

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Toronto's $10M Penthouse Buyers Are Ignoring the Broader Condo Slowdown

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Capital Group Canada launches five active equity ETFs against crowded field

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By Julie Sheremeto
Jul 28, 2026

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Smart mortgage strategy for Canadians who want the math shown.

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7 Ways to Cut Your Costs Before the August 19 US Tariff Hike Hits Canadian Households post image
By Julie Sheremeto
Jul 28, 2026

7 Ways to Cut Your Costs Before the August 19 US Tariff Hike Hits Canadian Households

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Subscribe to New Posts Independent writing on mortgages, refinancing, and the Smith Manoeuvre — from a former math teacher who thinks the numbers deserve to be shown. Subscribe (Free)
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Independent writing on mortgages, refinancing, and the Smith Manoeuvre — from a former math teacher who thinks the numbers deserve to be shown.

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Smart mortgage strategy for Canadians who want the math shown.

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